【海外の反応】貸した魔力は【リボ払い】で強制徴収 2話、「この妖精は、もっといいアニメに出るべき。」

最初はFXの危険、今度はローンの危険。アニメが1本ずつ金融リテラシーを教えてくれる。

First, the dangers of FX. Now, the dangers of loans. Anime teaching financial literacy one show at a time.

この1年で円が他の通貨に対してボロ負けしてて、金利も上がってることを考えると、めちゃくちゃタイムリーだな。

Very timely considering how poorly the yen has fared against other currencies in the past year and interest rates are rising.

実際に魔力を使って、回復しないって分かるまでは気づかないだろ。今は満タンだし、分かってる限りじゃ主人公を追い出してから一度も使ってないし。

They won't notice it until they actually use their mana and discover it cannot be recovered. Right now they're at full mana and as far as we know, they haven't used any since kicking MC out of the party.

最初の徴収のあとなんだから満タンのはずは無い。レントはスキルを発動したら50MPくらいから700以上になってたんだぞ。

They shouldn't be at full mana after the initial collection. Lent went from like 50 MP to 700+ after he activated his skill.

強制徴収なんてスキルに、債務者との契約って概念、それに人を地獄送りにしても平然としてる妖精が扱う何種類もの強制徴収。主人公があっさりパーティーを許すとは思えない。この作品は丸ごと復讐に向けて組まれてる。特に利息の仕組みがそう。最大MPも無限に伸びるから、たぶん高利貸しになるんだろうな。
あと、俺の字幕だと「Empee（エンピー）」になってる。MPのほうがずっと筋が通るのに。

with a skill like forced collection, the concept of contracts with debtors, and multiple forced collection types handled by this fairy unbothered by sending people to hell. i doubt mc is gonna simply forgive the party. this whole show is set up for revenge, especially with the interest mechanic. probably gonna be a loan shark since max mp grows infinitely as well
also my subs say empee. mp makes way more sense

キャラ名とMPそのものを区別するために「Empee」ってつづりにしてるんだと思う。

I imagine its spelt 'Empee' to differentiate between the character and MP itself.

『ライアーゲーム』の主人公だって変われたんだから、この主人公にも希望はある。2期やってもいまだに個性すら無い『神之塔』の主人公よりは、すでにマシだし。

If the protagonist from Liar Games can change then I got hope for MC. He's already better than the MC from Tower of God who after 2 seasons still doesn't even have a personality.

レントってあんまり物事を深く考えないよな？ 前回、自分のギフトだと貯めた魔力を自分には貸せないから、パーティーの支援役をやってたって言ってた。なのに今回、実質自分に魔力を回せる魔力投資のスキルを手に入れたのに、地味なスキルだって言うんだもんな。

Lent doesn't really think things through does he? Last episode he mentioned how his gift was didn't allow him to lend the stockpiled mana to himself which is why he was acting as the support role for his party but now he gets the mana investment skill to effectively allow him to charge himself, he says the skill is underwhelming.

でかい火の玉をぶっ放したり、大剣を振り回したりしたいタイプの人に、ガチガチの分析系スキルを渡したようなもんだ。まあ少なくとも、相棒のキャラ（エンピー）のほうは、そういうのに向いた性格してる。

It's like giving a very analytical skill to someone who would much prefer being able to just throw a big fireball or swing a big sword around. At least the support character has the right personality for it.

何か見落としてるのかな。レントには魔力の上限が無いのに、そのスキルで何を上げるんだ？

Maybe I missed something. He has no mana cap. So what is he increasing with that skill?

今回、MPの回復量は最大MPで決まるって説明してただろ。だから十分に魔力を投資すれば回復量が無限になって、無限の魔力をただ貯めとくだけじゃなく、無限に貸し出せるようになる。

They explained in this episode that mp regen is based off of max mana so if he invests enough mana he will have infinite mp regen and will be able to lend infinite mana instead of just storing infinite mana.

上限が無いのは豚の貯金箱のほうだよ。でも前回、貯金箱の魔力は自分には使えないって言ってた。

The piggy bank has no mana cap but last episode he said that he can't use the mana from the piggy bank on himself.

貯金箱は勝手に魔力が回復しないと思う（前回は50/1200で、今回テーブルにいたときも、何時間も経ってるのに50/∞のままだった）。だから1日に生み出せる量は、まだ本人の最大魔力しだい。これからは返済された魔力で本人の上限を上げられるから、1日に生み出せる量も増えていく。

I don't think the bank naturally regenerates mana (his bank had 50/1200 mana last episode and this episode when he was at the table it still had 50/infinity mana despite several hours passing), so the amount he can generate per day is still tied to his personal max mana. Now he can use the repaid mana he is getting to increase his personal mana capacity which increases his daily generation.

レントの腰抜けっぷりとちょうど釣り合いが取れてるな。

kind of balances out how much of a spineless loser Lent is.

この妖精、めちゃくちゃドヤ顔してる

This fairy is extremely smug

レントは闇堕ちしないとダメだろ。ボコられたあとに、あいつらがかわいそうってどういうことだよ？

Lent needs to grow a dark side, what do you mean you're feeling bad for them after they beat you up?

『亜人』みたいな展開になってきた……。たぶんこの先の何話かで何かが「引き金」になってキレて全力を出すんだけど、そのあと「ブチギレ後の賢者タイム」が来て、子どもの頃の「大切な思い出」の回想が入って、「やりすぎた」って落ち込むんだろうな。

This is starting to feel like an Ajin situation... I bet something will happen in the next few episodes that "triggers" him to snap and he'll go all- in, but then he'll have a moment of "post- crashout clarity" and we'll get a flashback of some "precious moment" from his childhood that makes him feel bad for "going too far"

みんながスルーしてる点に気づいた！
レントは、MPを投資してMPの上限を上げるスキルを手に入れたばかり。
その直後に、エンピーがMPの回復速度を説明してる。回復速度はMPの上限に連動するんだ！
上限を上げるために投資すればするほど回復するMPが増えて、もっと貸せるようになる……あるいは上限を上げ続けて回復速度がとんでもなく高くなれば、使えるMPが多すぎて、誰でも一瞬で最強にできる。
これはすごい。1日に投資できる量に上限を付けるみたいなバカなことだけはしないでほしい。
※原作は読んでない。

I noticed something they glossed over!
He just gained a skill to invest his MP to increase his MP cap.
Right after that she explains MP regeneration rate. Your regeneration rate is tied to your MP cap!
The more he invests MP to increase his cap, the more MP he can regenerate, enabling him to loan more… or keep increasing his cap until his regeneration rate is so high that he can make anyone OP in an instant because he has so much MP to work with.
This is incredible. I just hope they don’t do something stupid like put a cap on how much he can invest in a single day.
Note: I have not read the manga.

ただ問題は、本人は実際には強くなってないことなんだよな。ほかにスキルが無いから、要するにめちゃくちゃ強くて信用できる護衛が必要。他人に使う以外に、そのMPの使い道が無い。

Only issue with this is that he's not actually getting stronger. He's got no other skills and essentially needs a very powerful and trustworthy bodyguard. He's got nothing to use that MP on besides other people.

最強になるにはあと1つスキルがあればいい。『Path of Exile』ってゲームに、体力の代わりにマナでダメージを受けるスキルがあるんだ。似たようなのを手に入れたらギガタンクになれる。マジでそうなってほしい。

He only needs one other skill to become OP, in a game called Path of Exile there is a skill that makes you take damage from your mana instead of your life. If he get’s something similar he’ll be a giga tank. Really hope that happens.

理論上の数学は苦手なんだけど。
仮に1日にMPの1%が回復するとしよう。無限の1%っていくつ？ で、無限+1の1%はそれよりどれだけ多い？ この場合、MPが1増えるごとに毎日の回復が0.01ずつ増えるだけ？

I am bad at theorhetical math.
Lets say he regens 1% of his MP per day. What is 1% of infinity, and how much more is 1% of infinity+1? In my scenario, will he just regen .01 MP more every day for each 1 MP he gains?

エンピーだけで、この作品を見続ける価値がある。

Empee alone makes it worth to keep watching this show.

ローンシャーク（高利貸し）は悪いけど、ローンフェアリーはもっと悪い。

loan sharks are bad, loan ferries are worse.

妖精の声は加藤英美里。魂を砕くような契約を練り上げるのが上手いのも納得だわ

The fairy is voiced by Katou Emiri. It makes sense that she knows how to cook up a soul crushing contract

取り立てが始まったなら、あいつらもう疲れを感じてるはずじゃないの？

If he started collecting MP from them shouldn't they feel fatigued already?

MPはスタミナじゃなくて、魔法やスキルに使う資源なだけだと思う。だから何か唱えてみるまで気づかないんじゃないかな

I dont think MP is stamina, just a resource for spells and skills. So my guess is they wont know until they try and cast something

たぶん、殺せるうちに殺しておくべきだったって気づいて、そこから残りの話数ずっとレントを追い回すことになるんだろうな

They’ll probably realize they should’ve killed him when they had the chance and then spend probably the rest of the series trying to hunt him down to do that

じゃあMPが減ると体が疲れるっていうのは、いつも見てる別の量産型アニメの話だったか。

Must have been some other slop that I regularly watch where less MP meant physical fatigue then.

あれだけ長ったらしい説明に付き合わされたのに、借金がどう返済されるのかははっきりしない。1日の始めにまとめて引かれるのか、それとも回復分から引かれるのか。後者なら、あいつらは実質ずっと底をついたままだ。どっちにしても、MPを使おうとするまでは自分たちの状況は分からないと思う。この作品のペースだと、たぶん3話後くらいだな……

Despite the absurdly long explanation we had to sit through it's not explicitly clear how the debt is repaid and whether it comes off as one lump sum at the start of the day or it comes off their regen in which case they'll basically be bottomed out forever. Either way I don't think it'll be clear what situation they find themselves in until they try to use MP. Which given the pace of the show will probably be in 3 episodes...

実はエンピーなんて最初から存在しなくて、ずっとレントの潜在意識だったってオチなら笑う。

Going to laugh if it turns out that Empee was never real and she was just his subconscious this whole time.

キュゥべえがクレカのリボ残高の怖さを解説するなんて、俺の予想ビンゴには無かったわ。

Did not have Kyubey explaining why credit card balances are bad on my bingo card.

あいつらから入ってくる魔力を使えば、毎日自分の最大値を100ずつ上げられるわけで、かなりいいな。1か月もすれば、二人の魔法使いより自分の魔力のほうが多くなる。
で、大きな問題は、そもそもこいつ何の魔法が使えるんだ？

So if he spends that mana that he gets from them, he can increase his own max by 100 daily which is pretty good. In a month he will have more mana on his own than the two casters have.
Now the big question is: what can he even cast?

この回、最高だった！ 体感1分ぴったりくらいで終わった。
現実でこういう悪徳業者をかわさなきゃいけなかった経験があるからか、少なくともCaleb Hammerの番組をショートで追ってるからか、主人公の能力が略奪的な貸し付けってのが、めちゃくちゃスカッとした。

Absolutely loved the episode! This one flew by in what felt like a minute flat.
Maybe it's because I have had to skirt these types of predatory lenders in real life, or that I at least follow Caleb Hammer's show via shorts, but seeing the MC's power being predatory lending was cathartic as all get out.

エンピーはなんて邪悪な妖精なんだ。間違いなく楽しいほうの悪だな。
恩知らずな連中からMPを全部取り返すってのは、レントのいい作戦だった。
数学は得意じゃないけど、エンピーから学んだのは、あのクズどもは完全に詰んでるってこと。いつでも喜んでローンに利息を上乗せしてくる銀行みたいだ。
土下座されても、レントには許さないでほしい。

What a wicked fairy Empee is, she is definitely the fun kind of evil.
That was a good plan Lent had to get back all that MP from that ungrateful bunch.
I am not the greatest at math, but what I learned from Empee is that the scumbags are absolutely screwed, she is like a bank who is always happy to add extra interest rates onto loans.
I hope Lent doesn't forgive them even if the beg on their hands and knees.

あれは公共サービスだったと思う。普通のローンですらほとんどの人はろくに理解してないし、複利なんてなおさらだ。俺は今でも人に、返済予定表を見て、その家に実際いくら払うことになるのか確かめてみろって言ってる……
エンピーとはすごく気が合いそう。こういうB級アニメ、大好物だわ。

I think it was a public service. I'd wager that most people barely understand a normal loan, let alone compounded interest. I still like telling people to look at their amoritization schedule and see how much that house really cost them.....
I would get along swimmingly with Empee. This is my kind of anime trash.

この回、正直ワンピース全体よりも水増し回だったかもしれん

This episode honestly might have been more filler then all of one piece

能力の仕組みを説明してるんだよ。わりと大事な回。ただ、ワクワクはしないだけで。

It’s laying out how his ability works. It’s kinda important, just not thrilling.

この回は丸ごと、借金と利息の「5歳児でも分かる解説」だった

This whole episode was a debt and interest ELI5

90%の人は基本的なお金の仕組みや利息すら分かってない、たぶん実際レントと同レベルだって事実を考えると、すごく笑えたし、学校じゃ教えないことを一つの世代に教えたんじゃないかな。
ちょっと長すぎたって指摘は分かる。でも借金の増え方はもう知ってたから、エンピーの悪口でずっと笑ってた。だってさ、クズ、アホ、バカ……「頭の中に何も入ってない」なんて、ただただ最高だった。

Considering the fact that 90% of people don't even understand basic finance or interest, prolly about the same level as Lent actually, I think it was hilarious and prolly just taught a generation something they don't teach in schools.
However, your point is taken that it was a bit overlong but I was laughing the whole time at her insults since i already know how debt accrues. I mean cmon, scumbag, moron, idiot..."not a thought in her head" was just plain hilarious.

次の回で絶対に流れが変わると思う。パーティーがMPがまったく無くてスキルを一つも使えないって気づいて、Dランク冒険者に転落するんだ

I think next episode will definitely turn things around when the party realizes that they have absolutely no MP and can’t use any of their skills, dropping them down to d rank adventurers

『HUNTER×HUNTER』のナックルと、あの破産させる能力をめちゃくちゃ思い出す。
今回、お金の授業が来るとは思わなかったわw

This reminds me so much of Knuckle from HxH and his bankruptcy ability.
Didn’t expect a finance lesson this episode lol

英題『Skill Lender's Retrieving (Tale): I Told You It's 10% Per 10 Days at First, Didn't I?』（最初に10日で1割って言ったよな？）の主人公にもかなり似てる。
ただ、あっちは相手が返済不能になったらスキルを全部取り上げる

Also very similar to the mc of Skill Lender's Retrieving (Tale): I Told You It's 10% Per 10 Days at First, Didn't I?
But that dude fully takes all their skills when they go into default

あの3人が腕輪が効かないと思って外して、鑑定士に賠償まで要求しに行く姿が目に浮かぶ。もちろんそれで借金はさらに増える。腕輪が無いと、利息が自分たちの生み出せる量を上回るからな。

I can imagine those three removing the bracelets thinking they don't work, even going after the appraiser for reparations, obviously this makes their debts increase because without the bracelet the interest is higher than what they can generate.

『無限ガチャ』（レベル9999の仲間を手に入れて元パーティーに復讐する作品）の主人公みたいになってほしい。最初は踏みつけにされてたけど、それはほとんど育ちのせいで、自分に力があると気づいた瞬間に容赦しなくなったやつ。

I'm hoping we get a LvL 9999 Gatcha MC. Who was a doormat at the beginning but mostly cause thats how he was raised, but the minute he realized he had power the gloves came off.

マナ回復の腕輪の分も含めて、あいつらが回復するのとほぼ同じペースでMPを回収してるんだよ。たぶんステータスの巻物でも見ない限り気づかないだろうな。

It's collecting MP from them at near the exact same rate as they replenish it, including the with the mana recovery armlets. They aren't going to notice that unless they're looking at their status scrolls probably.

エンピーがまくし立てた計算からすると、パーティーのメンバーは1時間に10%回復する。
注意してほしいのは、レントの無限の貯蔵は普段のマナとは別で、普段のほうには普通の上限があること（新しいスキルで上げるまでは）。
だから1000マナ使って上限を10上げると、1時間の回復が1増える。元を取るのに41.666日。そのあとはずっと増え続けるし、その1000をまた投資できるから、次の1000はたった21日ほど、その次は14日、その次は10日……
アルバート・アインシュタイン「宇宙で最も強力な力は複利である」

From the math the fairy spewed, the party member regen 10% an hour.
note his infinite storage is separate from his regular mana pool which has a standard cap (until his new skill boosts it).
so spending 1000 mana to boost his cap by 10, would regen an extra 1 per hour, 41.666 days to get the investment back; and then it keeps readding forever, while he can then reinvest the 1000, so the next 1000 is gotten in only 21ish days, then the next 1000 in 14 days, then 10 days...
Albert Einstein: "The most powerful force in the universe is compound interest".

『ラリーのミッドライフ★クライシス』のあのシーンを思い出す。
リチャード・ルイス「お前には思いやりとか共感ってものがかけらも無いな」
ラリー・デヴィッド（妖精役）「最高の褒め言葉だね」

She reminds me of the clip from Curb Your Enthusiasm,
Richard Lewis: "You are devoid of anything that's remotely caring or empathetic."
Larry David (as the fairy): "That is a great compliment."

サメの歯をしたローンフェアリーはさらにタチが悪い。（君のコメントを見るまで、あの歯と結びついてるってマジで気づかなかった）

Loan ferries with shark teeth are even worse. (Legit didn’t make that connection with her teeth till your comment)

腕輪を外すのはありそうだね。たぶん実質的には給料の差し押さえだと思う。債務者の給料から直接お金を取れるやつ。
つまり、あいつらが1時間に何MPか稼いでも、レントがその大半を取り返してる。腕輪みたいにMPの生産量を増やす方法を見つけないと、使えるMPは実質永遠に生まれない。
持ってた分を取ったうえに、今は稼いだ分も取ってるのかも。MPはスキルや魔法を使うときしか消費しないし、まだ使ってないから気づいてない。何か支払おうとして、口座が空っぽだと知るみたいな感じになるだろうな。
正直、会計と略奪的な貸し付けってのは、自分には面白い切り口だ。

Could see it being removed. I suspect it’s basically garnished wages. Where debtors can have money taken directly from pay.
So they earn X MP a hr or whatever, and he’s taking the majority of it back. They’ll have to figure out ways, like the bracelets, to increase the MP production or they will basically never produce mp they can use.
So may of taken what they had, and now is taking what they are making. And since MP is only used when using skills/magic which they haven’t used yet, they haven’t noticed. So it’ll be like trying to pay for something and learning your account is empty.
Honestly the accounting and predatory lending is an interesting take for me.

いやほんと、数日前に家の窓の交換の見積もりを取ろうと業者を呼んだんだよ。
そいつは窓の代金をそこのローンで払う契約を結ばせることしか頭になくて、売ってる物の素材サンプルすら持ってなかった。銀行に現金があるから払える、ローンはいらないって言ったあともだよ。完全に詐欺のにおいしかしなかった。

God, a couple days ago I had someone over to try and get a quote on replacement house windows.
Guy was wholly focused on getting me to sign up for a credit plan with them to pay for the windows, and didn't even have like, material samples or anything of what he was selling, even after I told him I had cash in the bank to pay for the windows and didn't need credit, just screamed fraud to me.

レントの服を笑うエンピー、ほんと生意気（まあ当然だけど）。浮浪者みたいな格好だからな。他の人には自分が見えないってまだ教えてないのが最高に笑えるw

Empee is such a brat laughing (rightfully so) at his clothes because he looks like a bum. I think it’s hilarious that she hasn’t told him other people can’t see her lol.

でも2021年に円をドルに替えて今まで持ってた人は、そのドルを円に戻せば大儲けだぞ。

But someone swapping JPY for USD in 2021 and held until today would be making bank converting that USD back to JPY.

エンピーは腹黒い小悪魔だな。気に入った！ あのアホ3人が終わりのない借金の穴をどんどん深く掘っていくのを想像するだけでゾクゾクしてる。これから来る苦しみは全部あいつらの自業自得。一番いいのは、あの負け犬3人が、これから地獄に足を踏み入れるってことすら分かってないところ。

Empee is a devious little monster. I like her! Girl’s getting off just thinking about those 3 dipshits digging themselves deeper and deeper into a pit of endless debt. They deserve every bit of suffering that’s coming their way. The best part is those 3 losers don’t even know they’re about to enter a world of suffering.

この作品を見続ける理由は彼女になりそう。最高。

She's gonna be the reason I keep watching this. She's great.

魔力を取られてるのを感じないのはちょっと変だよな。魔力が多いと強くなった感じがするなら、少なくなったら弱くなった感じがするはず。あいつらがバカなのは分かってるけど、そこまで気づかないほど静かに吸われるもんかね。

It's a little weird that they don't feel the mana getting taken. If they feel stronger with more mana they should feel weaker with less. I know they're stupid shitheads but it can't be that silent a drain.

俺の予想だと、あいつらはまだ1回くらいは小競り合いでうまくやって、調子に乗って、ちょうど月が変わって新しい支払いが来るタイミングで始まる依頼を受けちゃうんだと思う。

My prediction is that they'll still get one good minor skirmish in, then get cocky and take a mission that starts just as the months change and the new payments hit.

今回のまとめ：
エンピーがレントに、成功する銀行・高利貸し・借金取りの基礎講座を教える。
エンピーがレントに、もっと度胸をつける方法を教える。
追伸：エンピーのあのギザ歯、たまらん。

Summary of this episode:
Empee teaches Lent how to be a successful bank, loan shark and debt collector 101.
Empee teaches Lent how to grow bigger balls.
P.S. Got to love those sharp teeth of Empee.

とんでもない説明回だった。これは最初の2話でまとめて出すべきだったな。この回は基本的にローンの仕組みの入門編だった。エンピーは大好き。彼女の言うとおりレントは甘すぎるから、いずれ根性がついてほしい。

Holy exposition episode. This should have dropped 2 episodes to start, this episode was basically just a primer in how loans work. I do love Empee, I hope Lent grows a spine eventually because she's right, he's way too soft.

1話のしょうもない過去話に尺を使いすぎて、これは全部1話の後半でやっとけばよかったと思う。この回はほとんど前回の焼き直しで、残り半分は悪徳ローンの手口の授業だった。少なくともエンピーはかわいくて容赦ない。

Feels like they wasted too much of episode 1 on the lame backstory and should have just covered all this in the second half of episode 1. This episode was mostly just a rehash of the last one with the other half teaching us about predatory loan practices. Atleast Empee is cute and savage.

この妖精は、もっといいアニメに出るべき。

The fairy deserves to be in a better anime.

うわー、あのクソでバカでアホなパーティーをリボ払いにして、利息をちょうど8%にしたのか。それがちょうどあいつらが1日に生み出せる量だから。うわー、なんて邪悪な妖精、気に入った😈
これでパーティーは実質ずっと魔力ゼロ。映像から判断すると、文字通り土下座して頼み込みでもしない限り、残りの話数ずっと逃れられない借金から逃げようともがくことになる。
これをまたしょうもない「勇者パーティー追放もの」って言うかもしれないけど、あいつらが借金に縛られてると気づいて、主人公（その頃には自信も新しい仲間も手に入れて、元仲間に容赦しなくなってるはず）にすり寄るしかなくなったときの顔を見るのが待ちきれない。

Oh man, she put the s****y, idiot, moronic party on a revolving credit plan and set the interest at exactly 8% because that's exactly how much they can produce per day. Ooooh, what an Evil Fairy, I like her 😈
So now the party is effectively going to have ZERO mana forever and if the visual is anything to go by, they are going to spend the rest of the series trying to escape the inescapable debt unless they quite literally get on their hands and knees and beg.
You may call this story another s****y Kick Out of the Hero's Party story but I just can't wait to see their faces when they realize they're shackled debt and then have no choices to suck up to the main character (who I imagine at that point would have gained confidence, new friends, and would show no mercy to his former comrades).

うん同意。ちょっと退屈な回だったかもしれないけど、話の土台は固めてる。正直、あの小さな妖精があいつらの前に現れて、命のエネルギーまで含めて全部えげつないやり方で取り立てるのを期待してたんだけど、これはこれでアリ。あいつらが詰んだって気づくのが待ちきれないw ダンジョンに潜ったときに、最初にレントから搾取し始めた頃みたいな役立たずの雑魚になってるところを見せてほしい。新しい仲間はいい人で、これからはレントを守ってくれるといいな。いざというときはレントが彼女を化け物級にできるんだし。とにかく、あの3人にはリボ地獄だw

Yup i agree, may have been a bit boring ep but lays out the story I was actually hoping the little fairy was going to appear infront of them and take it all back even their life energy in a very horrible manner, but that works and yup I can't wait till they realize they are F'd now lol I hope it shows when they do dungeon crawls and they are useless weaklings now like when they first started stealingfrom him, hope his new friend is a good person and protects him from now on since basically he can turn her into a beast when the time calls for it, but yeah revolving hell for them 3 bahaha

どうせ最悪な展開になるよ。主人公があいつらを許して、そのあとまたあいつらの本性が出る何かが起きて、またひどい目に遭わされる。で、そのあとMPちゃんがまた助けに来るんだ！

It's just going to suck because you know the main character is going to forgive them for it and then something's going to happen that again shows their character, and he's going to get s**t on again. Afterwards, MP-chan is going to come in to save the day again!

そうそう、クランチロールだと「EmPee」になってるけど、狙いは分かったから、俺は普通にMPって呼んでた。
主人公がああいうふうになるとしたら、もっと多くの人にひどい扱いを受けて、執念深くなっていく場合くらいしか想像できない。

Yeah, Crunchyroll has it as EmPee, but I knew what they were going for, so I just referred to her as MP instead.
I can really only see the MC becoming like that if more people treat him like crap and he becomes more vindictive.

主人公がふにゃふにゃの踏み台すぎて、成長する気がまったくしない。実質の主人公って感じのエンピーに振り回されるだけだろうな。でも外れてほしい。レントの泣き言を聞いてると見るのがキツいし、この設定はうまくやれば面白くなる可能性があるから。

The MC is such a soggy doormat I don't see him improving at all. He's just gonna get strung along by Empee who feels like the actual MC. I really hope I'm wrong though because listening to Lent whine is making hard to watch and this concept has some potential to be good.

正直、この回は大したこと起きてなくて、ずっと数学の話をペラペラしてるだけだったけど、エンピーが表情と皮肉っぽい口調と、甘いのに小悪魔な声で最後まで引っぱってくれた

Ngl nothing much happened in the ep it was all maths yapping but empee carried hard for me till end with her expression sarcastic tone and sweet but devilish voice

前はできなかった。今はできる。自分の魔力を使うか、貯金箱から使うかを選べるようになった。だから自分の魔力の上限を上げて何の得があるのか混乱するのも分かる

He couldn’t. Now he can. He can now choose to use his own or from the bank. So it makes sense to be confused what benefit increasing his own mana cap even gives him

魔力回復の説には納得した。エンピーは1時間に魔力の10分の1が回復するって言ってた。だからもし100万の魔力があれば、普通の魔力の量を考えると、理論上は無限に貸し出せる

Im sold on the mana regen argument. She said you restore 1 /10th of your mana per hour. So if he had 1 million mana, he could in theory lend out infinite mana, taking into account normal mana pool sizes

いや、貯金箱のMPは勝手に回復しないよ。利息付きでMPを貸してれば別だけど

No the bank doesnt naturally regen MP, unless hes made an interest loan on the MP

間違ってたら誰か訂正して。MPの貯蔵は2つある。1. 豚の貯金箱は無限にMPを貯められる、2. レントには冒険者としての自分のMP上限がある（まだ無限じゃない）。
だから、あのスキルは自分のMP上限を上げるものなんだと思う。

Someone correct me if I am wrong. There is two MP storage: 1. piggy bank has infinite MP storage and 2. Lent has his own MP cap (not infinite yet) as an adventurer.
So the skill would be increasing his own MP cap.

いや、レントの「貯蔵」MPには上限が無いってこと。今のところ、貯金に手を付けずに使える「普段使い」のMPはまだ1200くらいしか無い。要するに、普段使いのMPを鍛えていけば、いずれ100万MPを貯蔵に入れても、その日に使うMPがまだ残ってるって状態になる。
つまりあのスキルがあれば、貯蔵の魔力を常に増やし続けて一切手を付けずに済むし、MPを貸し付ければ利息で貯蔵MPがどんどん増えていくってわけ。

No he has no limit cap on his STORED MP. He's still currently stuck at only having like 1200 as "active" usable MP before he has to touch his reserves. Essentially by leveling his active MP reserves he'll eventually reach a point where he could put in a million MP into his storage and still have MP to use for the day.
Essentially the skill would let him always be able to increase his stored mana and never have to access it and thus he could give out mp loans which with the interest would just constantly make his stored mp greater.

エンピー最高

Based Empee

ギザ歯で、あんな見事なドヤ顔ニヤニヤを浮かべるやつを好きにならないわけがない。

How can you not love somebody with shark teeth and such a glorious s**t eating grin.

もしレントが自分にMPを貸して、なんかそれで自分を強くしたらめっちゃアホらしいな。

It would be so stupid if he just leant the MP to himself and somehow used that to make himself stronger.

たぶん情報をああやって小出しにして、レントが一度にもっとMPを貸す方法を考えなきゃいけなくなったときに、改めて取り上げてもっと注目させるんだろうな。

They're probably going to shift and move information around like that and they'll probably bring that back up and bring more attention to it when he actually has to figure out how to loan more MP at once.

理論上は制限なんて無いはず。そんなきつい制限があったら、SSSじゃなくてSSだと思う。

Theoretically there should shouldn't be the restrictions otherwise I dont think it'd be SSS but rather SS with such a hard restriction.

この妖精、執念深い女だなw でも完全に正しいし筋が通ってる。元のパーティーはガチのクズだったし

Lol this fairy is a vindictive ass woman. Shes totally right and valid though. His old party were genuine scumbags

うーん、もうちょっとでいい量産型アニメなんだけど、主人公にイライラしてきた

Ugh its almost good slop, but the MC is starting to get on my nerves

次の回で見られるといいな。
あのバカどもが自分たちのやらかしに気づくところも見たいけど、そっちはあんまり期待してない。

I hope we get to see it next episode.
Would also be nice to see if the idiots realized their f**k up but i won't be holding my breath on that one.

ダンジョンで何かと戦ってる最中まで気づかなかったら、絶対めちゃくちゃ笑える

Would definitely be hilarious if they didn’t notice until they were in a dungeon fighting something

スケジュールも予算もカツカツで、2話の半分をローンの仕組みの説明に使わなきゃいけないくらいなら、このアニメが低品質なゴミ以上になる希望はゼロだわ

If they are already so stretched schedule/budget wise that they have to sacrifice 1/2 of the second episode on explaining how loans work, then I have 0 hope for this anime to be anything better than low grade garbage

まだ情報が出てくるのかもしれないけど、債務者を殺すのを止めるものって何なんだ？ 契約を結んだら債務者に危害を加えたり、加えようと企んだりできない、みたいな設定が無いなら、作者はそこも考えとくべきだったと思う。

I guess there still maybe more information to come possibly but Whats to stop someone killing their debtor?, I feel like writer should have factored this in if it isn’t something along the lines can not harm or plot to cause harm etc their debtor once a contact is established.

とにかく全力で遠くまで逃げるしかない。この能力にはまだ何かあって、そのMPで強くなったり魔法を覚えたりできて、いずれバカな元パーティーを本人たちのMPで吹っ飛ばせるようになるんじゃないかな

Dude just has to run as far and as fast as he can. I’m guessing there’s something more to this ability that lets him use that mp to get stronger or learn some spells so he can blast his idiot party away with their own mp down the road

ドヤ顔でニヤニヤしてる小さな妖精。気に入った。

Smug s**t eating little fairy. I like her.

それは分かるけど、5分で済む内容を15分以上かけてやってたんだよ。15分以上ぶっ通しで話す必要なんて無かったし、ちょっと笑っちゃうレベル

I get that but what they could have done I 5 minutes they did over 15 minutes its just a bit of a joke they didn't need to talk about it for over 15 minutes straight

またしても物足りない回だった。とはいえ良くはなってきてると思うし、もしかしたら少し進んでから面白くなるタイプのアニメかもしれない（たぶん、というかかなりの確率で俺が間違ってるけど）。
エンピーは好き。あの腹黒さが大好きで、主人公の度胸の無さを補ってくれてる。
マジで、この主人公これ以上ヘタレになれる？ 幼なじみにクソみたいな扱いを受けてきたのに、あいつらに高利ローン並みの取り立てをするのが申し訳ないって？ あの金髪の男なんか、本気で首を絞めて殺しかけたうえに頭を踏みつけたんだぞ。
しかも、自分が役に立つ存在だって分かってるんだ。あんなに弱腰でいる理由なんて無い。
とにかく、3話切りの判断まであと1話。OPに出てる青髪の女の子が早く出てきて、もっと見やすくしてくれるといいな！ 正直、復讐ものの量産型はわりと好きだし、これは他より面白いフックがあるから、ちゃんと楽しめるようになってほしい。

Another underwhelming episode, but that said, I think they are getting better, and maybe this will end up being one of those anime that gets better a bit further in (I very much maybe and probably am wrong).
I like Empee. I love how devious she is, which makes up for our MC's lack of balls.
Seriously, could our protagonist be any more of a f*****g whimp? His childhood friends have treated him like s**t, and he feels bad about going all payday loan on them? The blonde dude literally nearly choked him to death and stomped on his head.
PLUS, he knows he's beneficial. There's no reason for him to be acting like such a bitch.
Anyway, one more episode to the threshold. Hopefully the blue-haired girl from the OP shows up quickly and is able to make the show more watchable! TBH, I actually do like me some revenge slop, and this one has a more interesting hook than others, so I really want to be able to enjoy it.

これは完結を待って一気見するタイプの作品だと思う。1話ずつだと……味気ない。半分が複利の話の回なら、正直ほかのを見たい。どこかに向かってくれるといいけど。新キャラの登場は助かるけど、これが最終的にどこに行き着くのかはっきり見えない

I feel this is going to be the type of series to wait and just one shot it. The episodes are... dry... on their own. When half the episode is on compound interest I'd much rather watch something else. Just hope it goes somewhere. Introducing another character helps but I don't get a clear idea where this is all going to end up

こういう、優しすぎて人当たりが良すぎて、自分にひどいことをした連中に復讐できないアニメの主人公って嫌いなんだよな。レントはまさにそのタイプ。幸い、そんな踏み台根性に縛られてないエンピーがいて、アホとクズとバカにふさわしい報いを与えてくれる。
みんな人生にエンピーが必要！

You know, I hate this kind of anime MC who is too nice and friendly to actually take revenge on their wrongdoers, and Lent is exactly that type. Good thing we have Empee who doesn't have that doormat mentality holding her back, but instead giving the moron, the shithat and the dumbass what they truly deserve.
We all need an Empee in our life!

元のパーティーがこれだけ漫画みたいに悪党だと、ここでのレントの行動は優しいとか心が広いとかじゃなくて、ただのバカで踏み台に見える。根性がついてほしいってのは同意。

When the former party is THIS cartoonishly evil, his actions here don't make him seem kind or soft-hearted, they make him look dumb and like a doormat. I agree that I hope he grows a spine.

思ったんだけど、俺がレントなら契約で魔力を「全部」じゃなくて半分くらいだけ取るようにする。だって死んだらもう何も返せないじゃん。
で、ふと思った。もし死んでも取り立てが終わらなくて、返し終わるまでゾンビや幽霊になるとしたら、あのかわいい主人公が最強のネクロマンサーになるんじゃないか。

I was thinking, if I were him I would have the contract not take ALL their mana, but only like, half, because if they die, they can't repay anything anymore.
And then I had the thought, what if death doesn't end the collection, and they become zombies/ghosts until they finish paying, and cute little hero becomes the most powerful necromancer.

あの黒板のシーン、遅すぎるだろマジで

That blackboard scene so slow goddamn

実はこの回、ほとんど飛ばして見た。ローンの仕組みの説明は、中身を一切削らずにもっと簡潔に短くできたはず。

I actually skipped through most of the episode, the exposition on how a loan works could've been streamlined and shortened without losing any actual info.

元のチームを泥沼に引きずり込んだあと、主人公が優越感に浸るようになるかもな。最大MPが無限に伸びるって、これまでの世界観からするとかなりぶっ飛んでる。MPの補充でギルドのメンバーを依存させて、MPのレモネード屋台みたいなのを開いて利息を取れば、簡単に無限に拡大できる。一番の障害は、本人がかなりアホなこと。こいつは実質、ヤバい薬を無限に生み出せるようなもんで、MPの売人になれるんだよ

maybe mc will develop a superiority complex after dragging his former team through the mud. infinitely scaling max mp sounds kinda insane given the world so far. he can easily hook guild members on mp refills and scale infinitely if he made an mp lemonade stand or something and collects interest. main thing stopping him is he's pretty dumb. dude basically has the equivalent of generating crack cocaine and can become an mp dealer

エンピーが本当の主人公だと思って見れば、全部良くなる

Just pretend Empee is the real MC and it makes it all better

OPを見る限り、何か炎の魔法を手に入れるっぽいな。

Looks like he'll be getting some fire spell based on the OP.

別に悪徳である必要は無さそうなのに、エンピーがクソほどドSでいくことにしただけっぽい。

Sounds like it doesn't have to be predatory, Empee just decided to be sadistic as f**k.

うーん、この作品の亀みたいなペースが、次の回でそれが起きるほど早く上がるとは思えないな。実際のアクションの前に、10分間の「追い出したクズをこき下ろしながら新メンバーを面接する」モンタージュ（めちゃくちゃ邪悪な高笑い付き！）をやらなきゃいけないし、レントは少なくともあと10分、酒場で利息と借金の基本を教わることになる。
パーティー追放の復讐ものとしては設定にひねりがあっていいけど、設定はタイトルで分かってるんだよ。もう46分見てるのに、まだ本当に面白いことが何も起きてない。

Eh, I wouldn't gamble on the glacial pace of the show picking up fast enough for that to happen next episode. They've got to do a 10 minute "interviewing candidates while trash talking the scum they kicked out" montage (with very evil maniacal laughter!) before any actual action, and Lent has at least 10 more minutes in a tavern being taught basic interest and debt concepts.
Like, the concept is a nice spin on revenge slop kicked from the party but we understood the concept by the title. We're 46 minutes into the anime and nothing actually interesting has happened yet.

このアニメはもどかしい。サドの人とか、もしかしたらマゾの人なら、この最初の2話を楽しめるかもw
新キャラが増えて良くなるか見てみるよ。あと、エンピーのおかげでこの作品がちょっと好きになってる。

This anime is frustrating. I can see sadists and maybe masochists enjoying these first 2 episodes... lol
I shall see if it gets any better as they add new characters. Also Empee alone makes me like the show more.

あまりにひどくて、あの部分は合成音声を使ってるみたいに聞こえた。声優が帰ったあとで、この半話分を差し込んだんじゃないかってくらい。

It got so bad it sounds like they used computer voices for the part like they inserted this half episode bit after the voice actors went home or soemthing.

エンピーはすごく好きだけど、レントがやたらバカで甘いのは好きじゃない。SSSがSより上だって知らないとか、∞が何か知らないとか、元のパーティーにもっと優しくしたがるとか、正直ちょっとイラッとする。追い出されるまでは友達だったっていうなら、優しくしたいのも分からなくはないけど、過去5年間ずっと明らかにひどい態度で虐げられてきたんだぞ。ここでの行動は優しいとか心が広いとかじゃなくて、ただのバカで踏み台に見える。

I really like Empee, though I don't like how excessively dumb and soft-hearted Lent is. Not knowing that SSS is better than S, not knowing what the ∞ is, or wanting to be nicer to his former party are honestly a bit annoying. I could potentially understand him wanting to be nicer to them if they were friends up until they kicked him out, but they've very clearly been extremely rude and abusive for the entire past 5 years; his actions here don't make him look kind or soft-hearted, they make him look like an idiot and a doormat.

なんでこんなひどい主人公でアニメ作ったんだ？ 顔面パンチしたくなる。

Why even make an anime with an MC this bad? I just wanna punch him in the face.

まさかゴミアニメから「サルでも分かるクレジット」回が来るとは思わなかった😂

I was not expecting a credit for dummies episode from a trash anime 😂

こういう話は好きなんだけど、ここは作者を批判せざるを得ない。半話分を「見せる」んじゃなくて「語る」ことに使うのは手抜き。秘密にしておいて、今後の回で見せたほうがいい。
漫画ならこういう説明のページは適当に読み飛ばせるから通用するかもしれないけど、アニメで数学の説明にこれだけ時間を使ったのは失敗だった。

I like stories like this, but I have to criticize the author here. Spending half an episode telling, not showing, is just lazy. Better to keep it a secret and show in some future episode.
In a manga it might fly as you can just skip some random pages with these explanations, but spending this much time on explaining math in the anime was a mistake.

パーティー追放ものってみんな同じ特徴なんだよな。1話から見始めなくても何が起きるか分かる気がするし、特に俺はもう原作漫画も読んでる。3話から見始めるわ。

It's the same trait with this banished from party. Even if I am not start watching from ep 1, I feel like I knows what going to happen and especially I already read manga too. I will just start watching at ep 3.